For this certificate, ZERO DEDUCTIBLE will apply, as long as:

• The type of merchandise is GENERAL.
• Applies to losses ONLY DUE TO DAMAGE (does not apply to theft).
• Applies to shipments with an insured value between $1 and $50,000.

The other terms and conditions remain in accordance with the policy and its endorsements.

Note: The benefit is lost upon reaching 55% claims ratio.